PaybackTime was born from personal experience. After the Eaton fire in Altadena, CA, we found ourselves overwhelmed with tracking hundreds of receipts and inventory items for our insurance claim while trying to get our life back to normal. We created this platform to transform a painful experience into a tool that helps others. We run this service for free, forever, to make it easier for those dealing with major insurance situations.
We provide:
Created by someone whose whole life was disrupted as a result of the Eaton fire. We understand the challenges of tracking receipts and inventory during disaster recovery because we've lived through it.
Designed around real workflows — upload, organize, submit. No unnecessary steps. Every screen was shaped by what actually matters when you're rebuilding your life after a disaster.
Recent additions include AI inventory analysis, MagicMatch receipt-to-statement linking, and room-based organization. We ship improvements every week based on community feedback.
Yes, PaybackTime will always be free for individuals. We're committed to keeping disaster recovery tools accessible to everyone.
We operate entirely through donations from our supportive community. If you'd like to help keep PaybackTime free for everyone, please consider supporting us through our donation page.
Absolutely. We use industry-standard encryption and security practices to protect your data. Your information is never shared with third parties.
Yes, you can export all your data at any time in various formats, including your receipts and inventory items. You always maintain complete control over your information.